Current at 15th April 2026

Keystart income and property price limits have changed!

Keystart is a Western Australian Government Initiative that provides home loans to those that may not meet the deposit requirements of mainstream lenders. 

It has been announced that Keystart are making it easier for home buyers to enter the property market by increasing their property price limits!* This means that those that may not have fit their eligibility criteria before, could now!

Below we have outlined these exciting changes to their Low Deposit Home Loan (including Modular Home Loan):

 - The new property price limit is $860,000
 - The income limit for singles is now $155,000
 - The income limit for couples and families is now $228,000

In addition to their income limits, Keystart products offer a variety of benefits to home buyers which include:

 - Low deposit home loan – from 2%
 - No lenders Mortgage Insurance
 - No monthly account keeping fee

Don’t wait any longer to achieve your dreams of home ownership!

Contact us today to secure land for your new home.

*Information correct as at 15/04/2026. Eligibility is at the discretion of Keystart. For full details please head to their page: https://www.keystart.com.au/loans/low-deposit-home-loan. Source: New Keystart product settings to expand more home ownership opportunities across WA 

Alexis profile
Alexis Buckley-Carr
Phone: 0411 618 906 Email: email hidden; JavaScript is required
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Thanh Nguyen
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